What Happens if You're Hit by an Uninsured or Underinsured Motorist?
There is Still Hope for Financial Compensation
Have you or a loved one been injured in a traffic accident caused by an uninsured or underinsured motorist? In any such accident where you have sustained injuries due to the negligence or misconduct of another, you expect to be compensated for your damages by the responsible party. When that party is uninsured or underinsured, you may be left struggling on your own in the face of extensive medical expenses, lost wages, damage to your vehicle, and the pain, suffering, and emotional trauma of the incident itself.
Assertive Advocacy You Can Count On
What happens if you are involved in an automobile accident with an uninsured or underinsured motorist? What can you do in such a situation to protect yourself? You most likely have uninsured and underinsured motorist coverage in your own auto insurance policy. This type of coverage is commonly written into auto insurance policies because it is required under California law to be included, unless you agree in writing to have it excluded. This specific coverage is designed to compensate the policy holder for losses in the event that you are involved in an accident caused by the negligence of an uninsured or underinsured driver. Such policies generally cover not only you but other family members or passengers in your car who are injured as well. Damages generally include those of an economic nature, such as medical expenses, loss of wages, loss of future earning, and any out-of-pocket expenses connected with the injuries. Non-economic damages may also be recovered, such as pain, suffering, or loss of enjoyment of life. If your insurance company refuses to settle your claim for the reasonable and just sum of money to compensate you for your damages they will be forced to litigate your claim in an arbitration procedure in which evidence is presented and a neutral arbitrator renders a verdict as to the amount the insurance company will have to pay you for your claim.
To help you obtain a fair settlement for all your damages through your insurance carrier, you may need the experienced legal help of an attorney who knows how to deal with insurance companies and who can get the results you need. At Barry Regar APLC, you get the benefit of a lawyer with over 40 years of experience fighting insurance companies who has a wealth of practical knowledge, negotiating skills, and a dedication to his clients. Lead Attorney, Barry Regar, can investigate the facts of your claim, review your policy for relevant coverage, and fight on your behalf to recover the compensation you deserve in the face of a negligence-based accident caused by an uninsured or underinsured driver. He has dealt with insurance companies for decades, both in and out of the courtroom and has an in-depth understanding of the uninsured and underinsured coverage issues and how to best protect your legal rights under your insurance policy.
The firm offers a free consultation in which you can discuss your case with a qualified attorney to find out what your options are and how to proceed. So take legal action today!
Contact Attorney Regar at the firm for competent legal help if you have been injured by an uninsured or underinsured motorist today.