Serious Injury And No Liability Insurance
As a Palm Desert personal injury Lawyer I speak to innocent accident victims
on a daily basis. One of the most difficult conversations I must have
with potential clients is when I have to inform them that the person who
caused the accident and changed their lives didn't have
automobile accident
liability insurance. Last week I had to break the bad news to a very nice
lady who was hit by a car as she was crossing the street in a cross walk
with the green light permitting her crossing. I have represented many
pedestrian accident
victims who have been seriously injured through no fault of their own.
These cases are very sad because the injuries are usually very serious
and disabling. This particular lady suffered two broken legs and a broken
hip. The person responsible for the accident is unemployed and was an
uninsured motorist. The negligent driver will probably lose her license
for six months because she was driving without insurance. California is
much too lenient about automobile liability insurance requirements. In
fact the minimum insurance requirement is only that a driver have a minimum
of fifteen thousand dollars liability coverage for the injury or death
of a person who was injured or killed by the insured negligent driver.
They must have at least a thirty thousand dollar limit for the injury
or death of all persons injured by the insured negligent driver in the
same accident. An emergency room visit after an accident can cost fifteen
thousand dollars for the examination and cat scanning procedures. The
ambulance bill can be fifteen hundred dollars. One can easily understand
that fifteen thousand dollars of insurance payments made on behalf of
the negligent driver doesn't begin to compensate an innocent accident
victim with two broken legs even if the negligent driver had the minimum
insurance coverage. There is something wrong with the system as it exists.
Posted By
Barry Regar APLC
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